15 Countries Now Deemed Safer Than The US For Retirees

When planning your golden years, safety should be your top priority.

Many countries around the world now offer retirees better security, lower crime rates, and more peaceful environments than what you might find in the United States.

These destinations combine affordable living costs with excellent healthcare systems and welcoming communities that make foreign retirees feel right at home.

1. Portugal

Consistently ranked among the world’s safest nations, Portugal offers peace of mind that draws retirees from the U.S. seeking a calm, secure lifestyle.

The country offers excellent healthcare through both public and private systems at fraction of US costs. You’ll find English-speaking doctors in major cities and tourist areas, which makes medical appointments stress-free.

Portuguese people are known for their warm hospitality toward foreigners, especially retirees. The cost of living is significantly lower than most US states, allowing your retirement savings to stretch much further while enjoying Mediterranean climate year-round.

2. New Zealand

New Zealand boasts one of the lowest crime rates globally, with friendly locals who genuinely care about community safety. Walking alone at night feels completely natural here, even in larger cities like Auckland and Wellington.

The healthcare system is world-class and accessible, with many services covered under their public health program. Emergency services respond quickly and efficiently throughout the country.

English is the primary language, making daily life seamless for American retirees. Though living costs can be higher than some countries, the quality of life and safety standards justify the expense. The stunning natural beauty provides endless opportunities for peaceful outdoor activities and relaxation.

3. Denmark

With violent crime nearly nonexistent, Denmark offers visitors and residents alike a peaceful environment rooted in its cozy hygge lifestyle.

Healthcare here is universal and highly rated, with most services free at point of use. The system prioritizes preventive care, which is perfect for maintaining health during retirement years.

Though winters can be long, the summer months are absolutely magical with long daylight hours. The social safety net is robust, and corruption is practically non-existent. English proficiency is high among Danes, making integration easier for foreign retirees who choose this peaceful Scandinavian haven.

4. Switzerland

With one of the world’s lowest crime rates, Switzerland’s reputation for safety makes it a top choice for retirees seeking both security and quality of life.

Healthcare quality is exceptional, though private insurance is mandatory. The system is efficient and thorough, with cutting-edge medical technology available throughout the country.

While living costs are high, the quality of life is unmatched. Public transportation is punctual and safe, making it easy to explore without needing a car. The natural beauty is breathtaking, from Alpine peaks to pristine lakes. Banking privacy laws and political stability make it attractive for those seeking financial security alongside personal safety.

5. Singapore

With crime rates close to zero, Singapore provides retirees with the freedom to fully enjoy urban life without the usual safety concerns found elsewhere.

The healthcare system combines the best of Eastern and Western medicine, with world-class facilities and English-speaking staff. Medical tourism from around the world speaks to the quality available here.

English is an official language, making daily life comfortable for American retirees. The food scene is incredible, with hawker centers offering affordable, delicious meals. Though humid year-round, the modern infrastructure includes excellent air conditioning everywhere. The efficient public transport system connects the entire island nation seamlessly.

6. Canada

While violent crime in Canada is rare and typically localized, retirees find peace of mind in the country’s overall safety and courteous social norms.

Universal healthcare means medical expenses won’t drain your retirement savings. The system may have longer wait times for non-emergency procedures, but emergency care is excellent and immediate.

Proximity to the US makes it easy to maintain connections with family and friends back home. Many regions offer four distinct seasons, which appeals to retirees who enjoy seasonal changes. The natural beauty ranges from Rocky Mountains to Atlantic coastlines, providing endless opportunities for peaceful outdoor activities and exploration.

7. Australia

With strong public safety measures and a laid-back atmosphere, Australia provides retirees with both peace of mind and an inviting pace of life.

Healthcare through Medicare provides comprehensive coverage, with additional private options available. The quality of medical care is excellent, particularly in major cities and coastal retirement destinations.

English-speaking environment eliminates language barriers completely. The climate varies by region, so you can choose between tropical, temperate, or Mediterranean-style weather. Beach communities are particularly popular with retirees, offering safe swimming, walking, and social opportunities. The wildlife might seem intimidating, but dangerous encounters are extremely rare in populated areas where retirees typically live.

8. Iceland

With almost no violent crime and a close-knit population, Iceland offers retirees a uniquely safe and supportive environment to enjoy their later years.

Healthcare is universal and high-quality, with particular expertise in treating age-related conditions. The clean environment and active lifestyle culture contribute to longevity and healthy aging.

Though remote, Iceland offers unique experiences like Northern Lights and geothermal spas that provide natural health benefits. The cost of living is high, but safety and quality of life are unparalleled. English is widely spoken, particularly in Reykjavik. The midnight sun in summer and cozy winters create a magical atmosphere that many retirees find deeply satisfying and peaceful.

9. Japan

Japan boasts incredibly low crime rates, with lost wallets regularly returned with money intact. The culture of respect and honor creates an environment where elderly people are particularly revered and protected.

Healthcare combines cutting-edge technology with traditional healing methods, offering comprehensive care at reasonable costs. The focus on preventive medicine aligns perfectly with healthy aging goals.

Though language can be challenging, many areas cater to foreign retirees with English support services. The culture emphasizes longevity and healthy living through diet, exercise, and stress reduction. Public transportation is safe, clean, and efficient. The natural beauty ranges from mountains to coastlines, with hot springs providing therapeutic benefits that many retirees find invaluable for maintaining health and wellness.

10. Costa Rica

Thanks to its demilitarized approach, Costa Rica offers retirees a stable, low-stress environment, with most security issues easily avoided through simple precautions.

Healthcare costs are dramatically lower than the US, with many procedures costing 70% less. The quality is excellent, with many doctors trained in American or European medical schools.

The ‘Pura Vida’ lifestyle emphasizes happiness and stress-free living, which perfectly suits retirement goals. Year-round tropical climate means outdoor activities are always available. The expat community is large and welcoming, making social connections easy. Proximity to the US allows for easy visits home, while the lower cost of living stretches retirement dollars significantly further than most alternatives.

11. Uruguay

Uruguay stands out in South America for its political stability and low crime rates. The country has a strong democratic tradition and social programs that create a secure environment for all residents, including foreign retirees.

Healthcare is affordable and accessible, with both public and private options available. Many doctors speak English, and medical costs are fraction of US prices while maintaining good quality standards.

The climate is temperate with mild seasons, similar to northern California. Beach towns along the Atlantic coast are particularly popular with retirees seeking peaceful coastal living. The culture is relaxed and welcoming to foreigners. Spanish is helpful but not essential in expat communities. The cost of living is reasonable, making retirement savings last longer while enjoying a high quality of life.

12. Slovenia

For retirees seeking safety, culture, and affordability, Slovenia delivers — blending Alpine beauty, historic towns, and a relaxed pace of life.

Healthcare is universal and efficient, with modern facilities and English-speaking staff in major centers. Medical costs are significantly lower than Western Europe while maintaining excellent quality standards.

The natural beauty is stunning, from Alpine lakes to Adriatic coastline, all within a few hours’ drive. The cost of living is much lower than neighboring Italy or Austria. Ljubljana, the capital, consistently ranks among Europe’s safest cities. The country is small enough to explore thoroughly, yet diverse enough to never become boring. Wine regions and thermal spas provide additional retirement lifestyle benefits.

13. Malta

Malta combines Mediterranean charm with British colonial heritage, creating a unique and safe environment for English-speaking retirees. Crime rates are low, and the small island size means help is never far away.

Healthcare follows the British model with universal coverage, plus excellent private options. Many medical professionals trained in the UK, ensuring familiar standards of care for American and British retirees.

English is an official language alongside Maltese, making daily life seamless. The climate is perfect year-round, with mild winters and warm summers cooled by sea breezes. The cost of living is reasonable for European standards. Rich history provides endless exploration opportunities, from prehistoric temples to medieval cities. The expat community is well-established and welcoming to newcomers seeking peaceful Mediterranean retirement living.

14. Czech Republic

With its peaceful streets and modern governance, the Czech Republic offers foreign retirees a safe, welcoming environment especially in vibrant, secure Prague.

Healthcare is universal and affordable, with modern facilities and well-trained medical staff. Many doctors speak English, particularly in Prague and other major cities popular with expats.

The cost of living is remarkably low compared to Western Europe, allowing retirement funds to stretch much further. Beer culture and hearty cuisine appeal to many American retirees. The architectural beauty is breathtaking, from medieval castles to Art Nouveau buildings. Four distinct seasons provide variety, while central location makes travel throughout Europe convenient and affordable for exploring during retirement years.

15. Norway

With almost no violent crime and extensive social protections, Norway creates an ideal environment for seniors to thrive, both physically and emotionally, amid stunning natural landscapes.

Healthcare is universal and world-class, with particular expertise in geriatric care and age-related conditions. The system emphasizes preventive care and healthy aging, perfect for retirement years.

Though expensive, the quality of life is unmatched, with clean air, pure water, and stunning natural beauty everywhere. English proficiency is high among Norwegians, making integration easier. The midnight sun in summer and Northern Lights in winter provide unique experiences. Social programs ensure dignity and security for elderly residents, while the stable economy and government provide long-term peace of mind for retirees.